SS Saiprasad Shankar

Saiprasad Shankar

Engineering Manager · Technical Consultant · Systems Thinker · AI Whisperer

Hands-on CTO and proven leader of Fintech and Telecom software engineering teams, with 10 years of experience building and scaling impactful user-centric apps. I build systems, lean engineering teams that execute, and turn founder visions into reality. From zero to scale.

Currently CTO at Deciml, India's first micro-investing platform serving 400K+ users. 10+ years building enterprise systems at Netcracker and Persistent, now helping startups navigate their critical technical decisions.

What I can help with:

  • Scale ideas to full scale applications
  • Architect and build AI solutions such as email bots, voice bots, and other AI systems
  • Hire lean and productive engineering teams
  • Build --> lead --> manage engineering teams
  • Rearchitect and improve existing legacy systems

Work

Chief Technology Officer

Deciml - Micro-investment platform

August 2020 - Present

Chief designer and architect of our entire software system, supporting INR 3M transactions per day, for 50K+ daily active users, over an installed base of 400K devices. Owned implementation of business strategy, working with company founders.

"Zero to One" leadership and ownership of technology investment decisions, software stack curation, full systems build out, scaling, security, compliance. Scaled up with a lean 5-person engineering team.

Key Achievements:

  • Achieved day-one unit profitability, by eliminating per-transaction costs in our API vendor agreements (INR Zero per txn, versus INR 5 per txn)
  • Engineered industry-leading acquisition rate of ~35% and retention rate of 25% by crafting onboarding experience with the marketing team, with clean, actionable metrics for attribution, acquisition, retention
  • Made Deciml the first app in India to enable round-up investing, on iOS, by integrating with the Account Aggregator framework
  • Data driven product engineering mindset - used data to understand what was the next product feature to launch like Digital Gold. Predicting how to open up different revenue streams like Credit (in what form as a co-branded credit card or LAMF, Personal loan), Spend analysis tool etc via data
  • Maintained 100% VAPT success every year, for the last 3 years, due to sound and up-to-date security engineering practices and procedures
  • Brought industry attention to Deciml by participating in industry forums and being recognised for leadership and startup innovation (2024 Pragati Leadership - Startup Innovator Award recipient)

Flutter, Team Leadership, Fintech Architecture, Mobile Development, Security Engineering, Data-Driven Product Strategy

Consulting

Engineering Consultant

Robotics Firm

Ongoing

Managing software and electronics teams to develop and deploy firefighting robotics solutions. Architecting critical safety systems, driving technical excellence, and scaling operations to meet compliance standards.

Robotics Systems, Critical Safety Architecture, Team Management, Standards Compliance

AI Solutions Architect

Multiple Clients

Ongoing

Architected and deployed AI-powered email automation systems for clients across manufacturing and content creation. Built intelligent bots that streamline workflows and scale business operations.

AI Integration, Email Automation, Workflow Design, Cross-Domain Solutions

Software Engineer

Netcracker

July 2017 - July 2020

Maintained and updated existing Netcracker OSS/BSS platform solutions to design and develop efficient software solutions. Worked on telecom operational and business support systems at scale.

OSS/BSS Platforms, Telecom Solutions, System Architecture, Platform Development

Software Engineer

Persistent Systems Ltd

January 2014 - June 2017

Collaborated with a team of software engineers to design and develop efficient software solutions for telecom clients. Gained solid foundation in enterprise product development.

Enterprise Solutions, Telecom Systems, Team Collaboration, Full-Stack Development

Brain to Disk

Why do Emacs users eat in dirty plates? Coz they don't like 'vim'! #bhandighasa huehuehuehuehueheuhueheu! #sorrynotsorry

Contact

Whether it's about fintech innovation, startup challenges, hiring in tech or just sharing a good tech/dad joke, I'm always up for a conversation.